Financial & Taxation Services

For the Expatriate in Portugal & Spain

Testimonials


Fee based financial & tax advice

We do not sell or recommend commission paying products.

99% of financial advisers in Europe are remunerated by commissions and commission paying products. This commission is recouped from high charges that you, the investor pays. We charge our clients fees which in turn means that you get low cost investment accounts and investment management, resulting in better capital returns for you.

Commission Agent v Fee Adviser - £250,000 investment at assumed yearly return of 6% over 10 Years


0
0
0
0

"No tax on pension income"

Find out more about Portugal's Non Habitual Resident regime.

*
*

We Manage


0M
0
0
0%

Our Minimum Investment is £50,000 or €50,000

into our Managed Investment Account Service

Financial & Taxation Services


Investment Advice

Learn More

Tax Assistance

Learn More

Pensions & Retirement

Learn More

Inheritance Tax

Learn More

Cross Border Tax Planning


United Kingdom

Although you may have left the UK, you may still have to interact with the HMRC and file Tax Returns.

Learn More

Portugal

Beneficial tax regimes such as Non Habitual Residency, and other pension & Investment tax advantages.

Learn More

Spain

The Spanish tax regime is unique and very much different from most, careful planning is essential.

Learn More

Rep. of Ireland

Whether you are moving to Portugal, or returning home to Ireland, you need to plan your financial affairs carefully.

Learn More

Specialist Services


Managed Investment Account Service

Learn More

Cash Flow Planning & Analysis

Learn More

Investment/Pension Cost Assessment

Learn More

Invest Clever Client Service

Learn More

F.A.Q


Yes. We offer true independent financial advice. We are not connected to any financial institution, financially or otherwise. In addition, our services are rendered on a fee basis, and thus, we do not rely upon commissions that are paid by investment companies. Therefore, we are not dependent upon these companies, as other financial advisers are.
All other European financial advisers get their remuneration from commissions paid to them by the investment companies. This commission is derived from the charges levied on your invested capital. These charges can be extremely high, often as much as 4% per annum and sometimes more. These high charges will impede your capital return. Furthermore, an investor may also suffer redemption penalties as high as 10% of their capital value if they want to access their capital in the short term.

We prefer to charge fees, so that our clients get the most economical charges with the investment companies, attain optimum investment returns, and at the same time avoiding exit redemption penalties on their capital.
We only recommend financial institutions that operate with segregated client accounts and where client assets are "divorced" from the assets and liabilities of the financial institution. Therefore, in the unlikely event that one of our recommended financial institutions were to enter into insolvency, your capital is protected.

We adopt further caution as to where these financial institutions are based. For example, we do not recommend any financial institution operating from countries such as Portugal, Spain, Luxembourg or Liechtenstein, as insolvency laws in these countries dictate that client assets form part of the insolvency procedures. We therefore avoid institutions in these countries as we do not want our clients to become part of the mass bankruptcy proceedings of any financial group.
We are regulated in Portugal by the ASF and in the UK by the Financial Conduct Authority.

For the British expatriate, financial planning will involve financial aspects in both the UK and Portugal. Therefore, a firm regulated to provide financial and taxation advice and management advice in these two countries can be the optimal situation for UK expatriates.

We are one of few advisory firms that possess such regulation and one of very few firms that are regulated in the country that we operate in.
We recommend many. With all, we conduct and continue to conduct our due diligence on each to ensure that these financial institutions are financially viable. Some of the financial institutions that we recommend have been in business a long time, one such UK company being established in 1742 - 276 years ago. 

Contact Us


  • Av. José dos Santos Farias, Almancil, Portugal
  • Lote 83/84, Loja 1, Almancil, 8135-167.
  • +351 289 392 484
  • info@privatefund.management
  • Weekdays: 9.30 am to 5.00 pm Private Fund Management is an authorised representative of Abana Lda, authorised and regulated by the Insurance and Pension Funds Supervisory Authority in Portugal (“ASF”) with registration number 412378472 and subject to limited regulation by the Financial Conduct Authority (“FCA”) number 597069.