investment
investment
We understand that your financial circumstances may change and that your investment objectives can evolve. We always take the time to listen to your requirements and regularly review your investment portfolio to ensure it is still alligned to your individual needs.
Clients can expect a tailored service, underpinned by a well-researched investment process, designed to deliver superior risk-adjusted returns and performance, whilst ensuring that your portfolio is optimised for tax purposes.
Our facilities to monitor investment portfolios daily is unique in Portugal. In addition, we promise to report to you monthly. This proactive investment approach is called our InvestClever Client Service. This service reviews your investments assets daily, and also strategically conducts due diligence and stress tests your assets. Our investment process is based on our investment partner's rigorous and strategic asset allocation. This creates the best opportunity to guard and grow your wealth in real terms, and within pre-defined risk boundaries.  
Investment Portfolio Planning
Proactive Investment Management
There are three main phases in the retirement planning process: Pre, At, and Post. "Pre-Retirement" ensures that you have sufficient funds for a comfortable retirement in the most tax efficient way. "At Retirement" consists of the review of the options available and plan the most appropriate and tax effective solutions. Finally, "Post Retirement" assist in the planning of whether to delay taking pension benefits and optimising the phasing of the benefits to meet specific income needs.
The complexity and changing nature of the numerous EU tax systems means that planning for tax liabilities is more important than ever. Careful planning of your tax arrangements is vital in ensuring your finances are working for you. In addition to this, passing on wealth to future generations is also important, and therefore, Inheritance Tax mitigation along with Fiduciary services such as establishment of Trusts is an important factor in your financial affairs.  
Retirement Pension 
Services
Tax Mitigation & Fiduciary
DISCREET WEALTH & TAX MANAGEMENT
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           DISCREET WEALTH & TAX MANAGEMENTHeading 3
 Private Fund Management is an authorised representative of Abana Lda. Abana Lda is authorised and regulated by the Insurance and Pension Funds Supervisory Authority in Portugal (“ASF”) with registration number 412378472 and subject to limited regulation by the Financial Conduct Authority (“FCA”) number 597069.