With pension complexity and variety, we guide you through the process. We assess the most appropriate and tax effective solutions and pension withdrawal options. For many, their pension income is an important asset for their retirement. With the introduction of UK pension freedoms, retirement options have become more complex due to the numerous options available for accessing pension fund capital. Such decision making is one of the most important financial decisions one will make in their lifetime.
In conjunction with you, we will assess the type of pension arrangement that you have, assess all of the retirement benefit options available to you, assess the tax treatment of each option, and consider other alternative pension schemes that maybe advantageous.
For expats, a QROPS can be an efficient method and tax advantageous way to access benefits. However, a QROPS structure may not always be the correct choice. In addition, one should be alert to a large number of fraudulent advisers offering unregulated pension schemes which are fraudulent. Always check the HMRC QROPS listing to ensure that your QROP scheme is a listed pension arrangement regulated and governed by the HMRC.
Our pension and retirement advice and recommendations are personalised to your financial affairs, where we will research the whole of market as independent financial advisers and offer you the most suitable course of action for your individual circumstances and objectives. In addition, we take into account and assess the tax consequences of your chosen pension withdrawal option, and recommend any mitigating actions to minimise taxation.