ARE YOU PAYING TOO MUCH?
During our journey we have found many investors with investment products where total charge expenses are being paid in excess of 1.75% per year, sometimes as high as 3.25% per annum. The question to this is "where will capital growth come from"?
Investors are either not informed or do not appreciate the way in which some investment products are put together. One can breakdown an investment product into three areas when is comes to the total cost:
1. Adviser fees and/or commissions,
2. The investment product cost,
3. Fund/investment management charges.
The effect of fees and/or investment charges may appear to be a small sum or percentage today, but can compound over time to a large number that substantially reduces the investment returns.
OUR PORTFOLIO CHARGES
Portfolio Services from 0.75% to 1.25% per annum.
The PFM advantage:
*Pro-active Investment Management
*One to one meetings with your Investment Manager
*Liquidity - Immediate withdrawals
*No Investment restrictions
*No exit/encashment penalties
*Local office in Algarve
*Investment management from either London or Jersey
*Tax advice & opinion